Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Sherlyn Waghalter, a proven Pensacola, Gulf Breeze and Pensacola Beach, Florida NUMBER1EXPERT™ Top Selling real estate agent. Find Pensacola, Gulf Breeze and Pensacola Beach Homes - Find Pensacola, Gulf Breeze and Pensacola Beach, Florida real estate listings & homes for sale provided by Sherlyn Waghalter, your local expert real estate agent. Waterfront properties, condos. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Sherlyn Waghalter, a proven Pensacola, Gulf Breeze and Pensacola Beach, Florida NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Sherlyn Waghalter, a proven Pensacola, Gulf Breeze and Pensacola Beach, Florida NUMBER1EXPERT™ Top Selling real estate agent. Pensacola, Gulf Breeze and Pensacola Beach Information - Find local information on Pensacola, Gulf Breeze and Pensacola Beach, Florida including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Sherlyn Waghalter, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Sherlyn Waghalter, a proven Pensacola, Gulf Breeze and Pensacola Beach, Florida NUMBER1EXPERT™ Top Selling real estate agent. About Sherlyn Waghalter - Information about Sherlyn Waghalter including testimonials, guarantees, credentials, and contact information. Learn why Sherlyn Waghalter is a proven Pensacola, Gulf Breeze and Pensacola Beach, Florida NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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What is the world's most capacious building?
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The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet. |
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Sherlyn Waghalter
RE/MAX on the Coast
836 Gulf Breeze Parkway
Gulf Breeze, FL 32561
Office: 850-932-6278
Cell: 850-449-4242
Email: swaghalter@remax.net
Sherlyn Waghalter is the Broker/Owner of RE/MAX on the Coast. She is one of the leading Realtors in Northwest Florida and considered to be one of the foremost experts on the area. Sherlyn has received numerous accolades, including being selected as the Emerging Business Leader in Pensacola, FL, in 2005 and joining the RE/MAX Hall of Fame in 2006.
Sherlyn understands the process of relocating: She moved from Baton Rouge, LA, with her spouse and three children in 1995 and quickly learned about what the region has to offer with its schools, hospitals, and events. She is actively involved in the community, participating in the Junior League of Pensacola (sustainer), IMPACT 100, Greater Pensacola Ladies Tennis League, the Women’s Council of Realtors and as a local school volunteer.
Sherlyn is ranked No. 16 out of 7,000 RE/MAX agents in Florida and is the No. 1 RE/MAX agent in Northwest Florida. Her success can be attributed to knowing her community and treating each of her clients as she would like to be treated. Let Sherlyn put her experience and knowledge of the area to work for you. Call or e-mail her today for information on your next real estate transaction. 
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