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Welcome > Local Info > Relocating? ...

Request Our Free Relocation Package. Don't Move To Pensacola, Gulf Breeze and Pensacola Beach Without It!

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the Pensacola, Gulf Breeze and Pensacola Beach, Florida area.

If you will be moving to the Pensacola, Gulf Breeze and Pensacola Beach area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria.

When you visit, we'll be ready! We will visit the Pensacola, Gulf Breeze and Pensacola Beach neighborhoods and homes that interest you the most.

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you.

Remember: As top Pensacola, Gulf Breeze and Pensacola Beach real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible.

To get started, fill out the form to request our FREE Pensacola, Gulf Breeze and Pensacola Beach, Florida Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...

Are you new to the area? Request our FREE package of Pensacola, Gulf Breeze and Pensacola Beach relocation information. It's our job to help! There's no obligation, and we promise to respond quickly...

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School Reports in Pensacola, Gulf Breeze and Pensacola Beach, Florida

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Florida Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Pensacola, Gulf Breeze and Pensacola Beach

First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Sherlyn Waghalter, REALTOR®, real estate agent and broker for Pensacola, Gulf Breeze and Pensacola Beach, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherlyn Waghalter
RE/MAX on the Coast
911 Gulf Breeze Parkway
Gulf Breeze, FL 32561
Office: 850-932-6278
Cell: 850-449-4242
swaghalter@remax.net
Sherlyn Waghalter is the Broker/Owner of RE/MAX on the Coast. She is one of the leading Realtors in Northwest Florida and considered to be one of the foremost experts on the area. Sherlyn has received numerous accolades, including being selected as the Emerging Business Leader in Pensacola, FL, in 2005 and joining the RE/MAX Hall of Fame in 2006.
Sherlyn understands the process of relocating: She moved from Baton Rouge, LA, with her spouse and three children in 1995 and quickly learned about what the region has to offer with its schools, hospitals, and events. She is actively involved in the community, participating in the Junior League of Pensacola (sustainer), IMPACT 100, Greater Pensacola Ladies Tennis League, the Women’s Council of Realtors and as a local school volunteer.
Sherlyn is ranked No. 16 out of 7,000 RE/MAX agents in Florida and is the No. 1 RE/MAX agent in Northwest Florida. Her success can be attributed to knowing her community and treating each of her clients as she would like to be treated. Let Sherlyn put her experience and knowledge of the area to work for you. Call or e-mail her today for information on your next real estate transaction.

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