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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Pensacola, Gulf Breeze and Pensacola Beach real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >New Homes

Buying a house that is under construction gives you the opportunity to customize your new home by adding special features to the basic home. When deciding on additional features, consider how they will affect the re-sale value of the home and whether these additions will over-improve your home.

Money spent to improve and modernize kitchens and bathrooms is almost always a good investment. Granite and corian counter tops, side-by-side refrigerators, tile flooring and whirlpool tubs are popular upgrades. If the builder's standard flooring for the living room, dining room or foyer is linoleum, changing to hardwood or tile will increase the resale value of the home. And even if you don't enjoy sitting around a roaring fireplace, the next owner may want one. If you plan to finish the basement later, you may want to "rough-in" the plumbing for a bath during the original construction. You should consider your own enjoyment--and what will increase the value of your home when you sell.

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Real Estate Trivia
Q 
What trendy and highly unusual hotel must be totally rebuilt every year?

A 
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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Sherlyn Waghalter, REALTOR®, real estate agent and broker for Pensacola, Gulf Breeze and Pensacola Beach, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherlyn Waghalter
RE/MAX on the Coast

836 Gulf Breeze Parkway
Gulf Breeze, FL 32561
Office: 850-932-6278
Cell: 850-449-4242
Email: swaghalter@remax.net

Sherlyn Waghalter is the Broker/Owner of RE/MAX on the Coast. She is one of the leading Realtors in Northwest Florida and considered to be one of the foremost experts on the area. Sherlyn has received numerous accolades, including being selected as the Emerging Business Leader in Pensacola, FL, in 2005 and joining the RE/MAX Hall of Fame in 2006.
Sherlyn understands the process of relocating: She moved from Baton Rouge, LA, with her spouse and three children in 1995 and quickly learned about what the region has to offer with its schools, hospitals, and events. She is actively involved in the community, participating in the Junior League of Pensacola (sustainer), IMPACT 100, Greater Pensacola Ladies Tennis League, the Women’s Council of Realtors and as a local school volunteer.
Sherlyn is ranked No. 16 out of 7,000 RE/MAX agents in Florida and is the No. 1 RE/MAX agent in Northwest Florida. Her success can be attributed to knowing her community and treating each of her clients as she would like to be treated. Let Sherlyn put her experience and knowledge of the area to work for you. Call or e-mail her today for information on your next real estate transaction.


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