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Welcome > For Buyers > Find Your Perfect Home ...

Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As top Pensacola, Gulf Breeze and Pensacola Beach real estate agents, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the Pensacola, Gulf Breeze and Pensacola Beach area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give us some idea of what you are looking for, We will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers.

Tell us what you are looking for! It's our job to know every property in Pensacola, Gulf Breeze and Pensacola Beach, even ones not listed online. Our personal search for you is FREE and without obligation. Please give us as many details as possible...

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What real estate board game became the best-selling game in America just one year after it was created?
A	Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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Sherlyn Waghalter, REALTOR®, real estate agent and broker for Pensacola, Gulf Breeze and Pensacola Beach, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Sherlyn Waghalter
RE/MAX on the Coast
836 Gulf Breeze Parkway
Gulf Breeze, FL 32561
Office: 850-932-6278
Cell: 850-449-4242
Email: swaghalter@remax.net
Sherlyn Waghalter is the Broker/Owner of RE/MAX on the Coast. She is one of the leading Realtors in Northwest Florida and considered to be one of the foremost experts on the area. Sherlyn has received numerous accolades, including being selected as the Emerging Business Leader in Pensacola, FL, in 2005 and joining the RE/MAX Hall of Fame in 2006.
Sherlyn understands the process of relocating: She moved from Baton Rouge, LA, with her spouse and three children in 1995 and quickly learned about what the region has to offer with its schools, hospitals, and events. She is actively involved in the community, participating in the Junior League of Pensacola (sustainer), IMPACT 100, Greater Pensacola Ladies Tennis League, the Women’s Council of Realtors and as a local school volunteer.
Sherlyn is ranked No. 16 out of 7,000 RE/MAX agents in Florida and is the No. 1 RE/MAX agent in Northwest Florida. Her success can be attributed to knowing her community and treating each of her clients as she would like to be treated. Let Sherlyn put her experience and knowledge of the area to work for you. Call or e-mail her today for information on your next real estate transaction.

www.DiscoverNorthwestFlorida.com is brought to you by Sherlyn Waghalter
NUMBER1EXPERT™ in real estate for Pensacola, Gulf Breeze and Pensacola Beach, Florida, waterfront properties, condos

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